State Treasurer of Iowa

New Year’s Financial Resolution Tips


  • Understand what is behind your financial goals.
  • Get organized; not only your financial documents but with your time as well.
  • Understand where and how you are spending your money.
  • Shop smarter; understand when you can save money and when you should wait to spend.
  • Figure out your debt and come up with ways you can cut back to decrease it. 
  • Know your credit score and try to improve it.
  • Save for your future whether it be for retirement or your kid’s college fund.
  • Write down your financial goals and put them into categories of short and long term goals.
  • Create a spending plan and work to stick to it.
  • Invest your money into your future such as 401k plan. 
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